Tom Ramcigam (magicmarmot) wrote,
Tom Ramcigam

So I may not be able to get a home equity loan because the mortgage is in Barb's name, and I am simply a co-applicant.
To get the mortgage in my name, I have to refinance.
I can't refinance because the house is in an insufficient state of repair.
To get the money to repair it, I need to get a home equity loan.

Do we see the problem here?
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